Crusader Ledger
Money tools and templates for Canadian households, freelancers and small businesses.
Count it true, keep it sure
A division of Crusader Empire Enterprises (a brand and product line, not a separate company). Focus: personal finance, small business bookkeeping, freelancing, real estate rental management.
Free online tools
Freelancer Rate & Tax Calculator (Ontario 2026)
Find the hourly rate you need to charge, after tax, CPP and HST.
GST / HST / PST Calculator by Province (Canada 2026)
Add or remove GST, HST, PST or QST for any Canadian province in one click.
Free Invoice Generator for Canadian Freelancers (GST/HST)
Make a clean, printable invoice with GST/HST/PST worked out for your client's province.
Side-Hustle Tax Calculator (Ontario 2026)
Have a job and a side business? See the extra tax and CPP you owe and what to set aside.
CPP & EI Calculator for the Self-Employed (2026)
Estimate the CPP, CPP2 and optional EI you will owe on self-employment income.
Salary After Tax Calculator by Province (Canada 2026)
See your 2026 take-home pay after income tax, CPP and EI, per year, month and paycheque.
CRA Mileage Calculator 2026 (Kilometre Allowance)
Work out the tax-free kilometre allowance with the CRA's 2026 rates: 73¢ then 67¢ per km.
Products
The Foundational Small Business Ledger: A Manual for Orderly Finances
This product is designed for independent freelancers and small business owners who feel overwhelmed by disorganized income and expense records. It provides a structured approach to bookkeeping that moves beyond…
US$15.00 USD
The Systematic Personal Ledger: A Framework for Financial Clarity
This product is designed for diligent individuals who want to move beyond basic budgeting and build a robust, sustainable personal financial infrastructure. It is for those who feel overwhelmed by disjointed accounts…
US$15.00 USD